SERVICES WE OFFER
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.
Review of Portfolio, Asset Allocation, Time Horizon Planning, Withdrawal Strategies, Account Aggregation, Monitoring of Outside Accounts - ex 401(k), Review of Portfolio.
Coordinate with Attorneys on the topics listed below, Living Wills, Health Care Proxy, Power of Attorney, Guardians for Minor Children, Estate Taxes, Wills, Charities, Irrevocable Life Insurance Trust, Trusts.
Retirement Goal Setting, Social Security Analysis, Cash Flow Analysis, IRA Contributions and Roth Conversions, Review of Employer-Sponsored Plans, Review of Employer-Sponsored Plans, Pensions Annuities, RMD'S and Withdrawal Strategies, Self-Employed Plans, Bucket List Items.
Tax Sensitive Investing, Review of Cost-Basis, Review Realized Gains, Tax Loss Harvesting, Potential Roth Conversions, Health Savings and Flexible Spending Accounts, Coordinate with Accountant.
Review of Existing Policies, Life Insurance Needs Analysis, Long-Term Care Needs Analysis, Disability Needs Analysis, Health Insurance Review, Homeowner's or Renter's Insurance Review, Liability Coverage, Health Savings Account, Medicare Advice.
Cash Flow and Budget
Review of Income Sources, Setting Goal Expenses and Budgeting, Debt Management, Review of One-Time Expenses, Planned Large Expenses, Emergency Funding, Dollar Cost Averaging, Mortgage Review, Lines of Credit.
Gifting, College Planning, Caring for Elderly, 529 College Savings Plans, Roth IRA's for Children, UGMA/UTMA, Establishing Trusts.
In addition to our services above
Hold regular meetings to ensure that our planning is well coordinated and implemented.
Maintain copies of documents such as insurance policies, estate planning, legal documents, and tax returns.
Work to ensure that your plan is on track to help guide you on your journey toward well-being and prosperity!